Privacy Policy

1. Introduction

BLC Logistics ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Quick Pay Application Form and related services.

2. Information We Collect

We collect information that you provide directly to us when you submit the Quick Pay Application Form, including but not limited to:

• Company Information: Legal company name, DBA, EIN, MC number, DOT number, business address, phone number, and email
• Contact Information: Primary contact name, title, phone number, email, driver's license number and state
• Banking Information: Bank name, bank address, account holder name, account type, routing number, and account number
• Documents: Voided check, driver's license (front and back), W-9 form, insurance certificate, MC authority, ACH verification, and NOA release letter (if applicable)
• Signature: Electronic signature and date
• Communication Preferences: SMS consent status and phone number for text notifications

3. How We Use Your Information

We use the information we collect to:

• Process and evaluate your Quick Pay application
• Verify your identity and business credentials
• Set up ACH payment processing for approved applications
• Communicate with you about your application status via email and SMS (if consented)
• Maintain records for compliance and auditing purposes
• Improve our services and customer experience
• Comply with legal obligations and prevent fraud

4. SMS/Text Message Communications

Consent and Opt-In: By checking the SMS consent box on our application form, you expressly consent to receive automated text messages from BLC Logistics at the phone number you provided. This consent is optional and not a condition of doing business with us.

Types of Messages: If you opt in, you may receive the following types of SMS messages:

• Application submission confirmations
• Application status updates (approved, rejected, or on hold)
• Requests for additional information or documents
• Important account notifications

Message Frequency: Message frequency varies based on your application status and account activity. You may receive multiple messages per week during active application processing.

Message and Data Rates: Standard message and data rates may apply based on your mobile carrier's plan. Please check with your carrier for details.

Opt-Out: You can opt out of SMS notifications at any time by:

• Replying STOP to any text message from us
• Contacting us at [email protected]
• Logging into your carrier portal and updating your notification preferences

Help: For help with SMS notifications, reply HELP to any message or contact us at [email protected].

TCPA Compliance: We comply with the Telephone Consumer Protection Act (TCPA) and will only send SMS messages to numbers for which we have received express written consent.

5. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: With trusted third-party service providers who assist us in operating our business (e.g., payment processors, email/SMS delivery services, cloud storage providers)
• Legal Requirements: When required by law, court order, or government regulation
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• Protection of Rights: To protect our rights, property, or safety, or that of our users or others

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes encryption, secure servers, access controls, and regular security assessments. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Application records are typically retained for at least 7 years for compliance and auditing purposes.

8. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal retention requirements)
• Opt-Out: Opt out of SMS notifications at any time by replying STOP
• Withdraw Consent: Withdraw your consent for data processing where consent is the legal basis

To exercise these rights, please contact us at [email protected].

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child, we will take steps to delete such information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the updated Privacy Policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: